Every rupee you own, on one screen.

Your money is spread across a demat account, three fund houses, a bank deposit, an insurance policy and a pension account. AlphaNivesh brings all of it together and tells you what you are actually worth.

Reliance, Infosys, TCS Demat · CDSL
Six mutual funds CAMS and KFintech folios
Sovereign gold bonds Demat · RBI
Fixed deposit Added by you
Endowment policy LIC
Pension account NPS · NSDL

becomes

87,42,310 one number, six places, updated as statements arrive

What it pulls

Most of it arrives on its own.

One consolidated account statement carries far more than people expect. Where a statement exists, we read it. Where it does not, you add the holding once and we track it from there.

Shares and ETFs

Everything in your demat account, with quantities and cost.

From your statement

Mutual funds

Every folio across every fund house, whether held in demat or not.

From your statement

Bonds and government securities

Corporate bonds, G-secs and treasury bills held in demat.

From your statement

Gold

Sovereign gold bonds and gold funds. Physical gold you add yourself.

From your statement

Pension

Your NPS balance and how it is allocated across schemes.

From your statement

Insurance

Policies that carry a value, with premiums and sum assured.

From your statement

Deposits and small savings

Fixed deposits, recurring deposits, PPF and EPF.

Added by you

Property and everything else

Land, a flat, unlisted shares, anything you want counted.

Added by you

How it works

Three things, then it keeps itself current.

First

Bring in a statement

Fetch it from your email, request a fresh one, or upload a file you already have. Your PAN is stored as a fingerprint, never in full.

Then

See what you hold

Everything lands in one place, sorted by what it is worth, with what you paid and what it has done since.

After that

Decide what to change

Where you are concentrated, what overlaps, what is idle. Work it out yourself or bring in an adviser.

For advisers

Your whole book, consolidated the same way.

Registered advisers, distributors and family offices manage clients on AlphaNivesh with the same consolidated view the client sees. What each of you can do is set by the mandate you hold, not by convention.

Built around how you already work

The distinction between advice and distribution is recorded against every client relationship, and it governs what the platform will let you do.

  • Every client's holdings, across every asset class
  • Advice and distribution kept separate, on the record
  • Households grouped, so a family reads as one
  • A trail behind every recommendation and every change

Start

Find out what you are worth.

One statement is usually enough to see most of it.